Mex-Style Three Bean and Chili Soup

Yield: 4 Servings
Categories: Soups
1cNavy Beans, soaked overnight
1tbVegetable oil
1cOnion,chopped
1tbMinced garlic,I use lots!
2Bay leaf
1tsOregano
6cVegetable stock or water, or combine
1smBanana pepper
1Jalapeno
1cnWhole peeled tomatoes with juice
1cnDark red kidney beans,undrained!
1cnChopped mild green chiles
1tsCumin
1/4tsCayenne I used more!
1cnRefried beans
1/4cFresh cilantro
Salt and pepper to taste
Tortilla chips
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