| 1 | lb | Black beans; picked over, rinsed, and soaked for 10 hours or longer in water to cover by at least 4 inches |
| 6 | c | Beef broth |
| 8 | c | Water |
| 1 | cn | Tomatoes with their juice; chopped (28 to 32 ounces) |
| 2 | ts | Cumin |
| | Salt to taste; (optional) |
| | Freshly ground black pepper to taste |
| | JALAPENO CREAM |
| 2/3 | c | Plain nonfat or low-fat yogurt |
| 1 | | Or 2 fresh jalapenos or pickled jalapenos; seeded and minced |
| 3 | tb | Minced fresh parsley |
| 1 | tb | Minced fresh cilantro; (optional) |
| | ***GARNISHES (OPTIONAL)***; (optional): |
| 1/2 | c | Chopped red onion |
| 1/2 | | Avocado; peeled, seeded, and chopped |
