| 1 | cn | Chili-style hot beans; not drained -or- |
| 1 | cn | Red kidney beans; drained, then -add- |
| 1 | ts | Chili powder -and- |
| 1/2 | ts | Cumin -and- |
| | Few dashes hot sauce or add spices to taste) |
| 1 | cn | Black beans; rinsed and drained |
| 1 | c | Lowfat Monterey Jack cheese; shredded |
| 1 | c | Lowfat cheddar cheese; shredded (used Havarti & Colby last night) |
| 1/2 | | -(up to) |
| 1 | c | Green or black olives |
| 1/2 | c | Green onions; sliced (more or less) |
| 1 | | Bottle (8-oz) fatfree Catalina French style salad dressing (more or less to taste) |
| | Lettuce; torn into bite-sized pieces |
| 1 | | -(up to) |
| 2 | | Tomatoes; diced in bite-sized pieces |
| | Baked Tortilla chips (or Fritos) |
